FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Fraud Alert: Pine Country Bank has received reports of fraudulent phone calls from individuals posing as bank employees from our Fraud Department who state they are calling about altered checks. They claim to have account numbers and ask the customer to confirm them. Pine Country Bank will never call and request your personal or private banking information. If you receive a call like this and have concerns about its legitimacy, please hang up and call one of the Pine Country Bank locations using a number you know to speak with a Pine Country team member.

Business Checking

Whichever checking account you choose, your business will benefit from online and mobile banking, online bill pay, and seamless integration with QuickBooks Desktop and e-Statements.

Make and accept payments. Write and cash checks. Streamline accounting and tax preparation. And above all else, keep your business’s money safe. With a business checking account at Pine Country Bank, you’ll have true control over your funds.

Basic Business Checking

Business Checking

Business Now Checking

Make and Accept Payments

Write and cash checks. Streamline accounting and tax preparation. And above all else, keep your business’s money safe. With a business checking account at Pine Country Bank, you’ll have true control over your funds.

We offer three types of business checking accounts:

  • Basic Business – A low-cost account designed for our non-profits, clubs, organizations, and small businesses with low transaction activity
  • Business Checking – A low-cost account suitable for businesses with moderate transaction activity
  • Business Now Checking – All the features of Business Checking, plus eligibility to earn interest

Whichever checking account you choose, your business will benefit from online and mobile banking, online bill pay, and seamless integration with QuickBooks Desktop and e-Statements.

Debit Card
Free Online Banking
Free Mobile Banking3
Online Bill Pay0
Free E-Statements
Interest-Earning Accounts
Minimum Opening Deposit
Average Daily Balance
Maintenance Fee
Deposit Item Fee
Debit Item Fee
Monthly Service Fee
Basic Business Checking
$100
$0
$0
$0
A service charge of $0.30 will be charged for each non-electronic debit over 10 items during a statement cycle.
$0
Business Checking1
$0
$0
$5
5¢ each (transit)
15¢ each
$0
Business Now*2 Checking
$1000
$1000
$0
$0
25¢ if exceeded 25 or waived if minimum balance requirements are met
$7.50 or waived if minimum balance requirements are met

* Variable Rate Now Checking – The monthly service fee will not apply if you maintain an average collected balance of $1000.00

0 First 10 transactions are free per monthly anniversary date. Additional bill pay transactions are $0.50 each
1 To offset fees, you will receive a $1.00 credit for each $1000.00 of your average balance
2 Corporations and Partnerships do not qualify for this account
3 Your mobile carrier’s text messaging and web access charges may apply

Your Hometown Bank in Little Falls

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740

Rice

750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200

Royalton

412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522

Sauk Centre

423 Main Street South
P.O. Box 266
Sauk Centre, MN 56378
(320) 352-5771

Telebanc

(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number

091915751

NMLS Number

412657

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