Business Loans

Pine Country Bank proudly offers a variety of lending programs that help local businesses thrive. Our experienced commercial lenders will work with you to structure the financing you need to make your business goals a reality.

Term Loans

Borrow a lump sum of money today. Purchase equipment, computers, vehicles, and whatever else you need to do business. Pay the money back over fixed intervals. Term loans are ideal for businesses that need a quick infusion of capital to keep up with growing demand.

Commercial Real Estate Loans

Are you financing commercial construction, purchasing additional property, or renovating your current facility? Pine Country Bank offers commercial real estate loans for all applications.

Working Capital Lines of Credit

Get cash to cover operational expenses on an as-needed basis; ideal for seasonal businesses that must bridge gaps during slow periods.

Small Business Administration Loans

A variety of government-backed loan programs designed for businesses’ short- and long-term needs.

  • SBA Express
  • 7(A) Loans (Inventory, Equipment, and Real Estate)
  • 504 Loans (Land, Machinery and Buildings)

Real Estate Construction and Development

Build and develop residential or commercial property – or acquire land – with the confidence that can only come from hometown financing. We provide letters of credit.

Meet Our Lenders

Our lenders are experts in local markets and passionate about helping businesses succeed. Contact us today to begin a conversation about your entrepreneurial goals.
Chad Van Beck

Senior Business Lender

Doug Dahlberg

Loan Officer

Andrew Geisenhof

Loan Officer/Credit Manager

Mike Mastey

Agriculture/Commercial Loan Officer

 Your Hometown Bank

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740


750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200


412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522


(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number