FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Fraud Alert: Pine Country Bank has received reports of fraudulent phone calls from individuals posing as bank employees from our Fraud Department who state they are calling about altered checks. They claim to have account numbers and ask the customer to confirm them. Pine Country Bank will never call and request your personal or private banking information. If you receive a call like this and have concerns about its legitimacy, please hang up and call one of the Pine Country Bank locations using a number you know to speak with a Pine Country team member.

Business Loans

Pine Country Bank proudly offers a variety of lending programs that help local businesses thrive. Our experienced commercial lenders will work with you to structure the financing you need to make your business goals a reality.

Term Loans

Borrow a lump sum of money today. Purchase equipment, computers, vehicles, and whatever else you need to do business. Pay the money back over fixed intervals. Term loans are ideal for businesses that need a quick infusion of capital to keep up with growing demand.

Commercial Real Estate Loans

Are you financing commercial construction, purchasing additional property, or renovating your current facility? Pine Country Bank offers commercial real estate loans for all applications.

Working Capital Lines of Credit

Get cash to cover operational expenses on an as-needed basis; ideal for seasonal businesses that must bridge gaps during slow periods.

Small Business Administration Loans

A variety of government-backed loan programs designed for businesses’ short- and long-term needs.

  • SBA Express
  • 7(A) Loans (Inventory, Equipment, and Real Estate)
  • 504 Loans (Land, Machinery and Buildings)

Real Estate Construction and Development

Build and develop residential or commercial property – or acquire land – with the confidence that can only come from hometown financing. We provide letters of credit.

Your Hometown Bank in Little Falls

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740

Rice

750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200

Royalton

412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522

Sauk Centre

423 Main Street South
P.O. Box 266
Sauk Centre, MN 56378
(320) 352-5771

Telebanc

(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number

091915751

NMLS Number

412657

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