Finance Your Dream Home With Pine Country Bank

Your dream home is out there. You just need the right financing to purchase it. Simplify your search – and secure your best outcome – with Pine Country Bank!

Our local bank specializes in helping members of our community achieve their homeownership goals. We pride ourselves in truly getting to know our customers and creating genuine relationships. This allows us to find the right solutions for you, your goals, and your circumstances. As your hometown bank, our customers are our neighbors and friends, so you can be assured that we will only recommend and offer the mortgage that is in your best interest.

We Make It Easy

Whether buying a new house or thinking about refinancing, we know how
overwhelming finding a home mortgage can be. At Pine Country Bank, we
simplify the entire process ensuring your comfort with each step; we want you to feel good about your financing decisions.

The Utmost Convenience

Whatever your communication preference is – in-person meetings, phone calls, emails, or even texts – we make obtaining a mortgage convenient for you. We take the hassle out of the mortgage process. We spend the time to get to know you and your home financing goals – we pride ourselves in knowing your name when you walk in the door.

We Specialize in Several Mortgage Options and Property Types

  • Conventional Loans
  • VA Loans
  • Rural Development Loans
  • FHA Loans
  • Construction Loans
  • Primary Residences
  • Second or Vacation Homes
  • Investment Properties

A Lender You Can Trust

With 39 years of mortgage lending experience, you are in the right hands with Katie at Pine Country Bank. Her vast knowledge of home loans ensures you will be able to achieve your homeownership goals. She gives you the kind of personalized service you can only expect from a true hometown bank.

Katie Kapus-Jackson

Little Falls Branch
NMLS #491846

Cheryl Ploof

Mortgage Loan Processor
Little Falls Branch

Mortgage Calculator

 Your Hometown Bank

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740


750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200


412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522


(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number