Your Hometown Bank Is Now Worldwide

Wherever you are. Whenever you want. With online and mobile banking by Pine Country Bank, managing your finances will never be easier. So long as you have a WiFi connection, your hometown bank will always be right there in your pocket.

Our secure online and mobile banking platform is free, filled with helpful and intuitive features, and available on your computer, tablet, or smartphone 24 hours a day, 7 days a week. Whether you’re managing your business or your personal finances, Pine Country Bank always puts you in full control over your money.





Enroll in Online Banking Today!

  1. Access the Login Page HERE
  2. Select “Enroll Now” located under the Login Button
  3. Select the type of account you have
  4. Enter your account number
  5. Enter your Social Security number
  6. Enter your PIN selected at account opening
  7. Enter your Email address
  8. Click Enroll

Mobile and Online Features

  • Online Bill Pay
    The Pine County Bank app lets you automatically pay bills on designated dates. No more writing checks, paying for postage or worrying about late payments. Just designate the date, payment amount, and recipient and you’re done. (First 10 transactions in one calendar month are free, starting at the monthly anniversary date. A $0.50 charge per transaction begins with the 11th transaction.)
  • E-Statements
    Go green and save paper! Our app’s e-Statement feature lets you receive free account statements electronically. Simply log into your online account and click the profile tab at the top of the page.
  • Text Banking
    You don’t need internet access to take advantage of text banking. So long as you have a text-enabled mobile device, you can view real-time account balances, check recent transaction history, and receive account alerts. (Although Pine Country Bank does not charge for these products, your mobile carrier’s text messaging and web access charges may apply.)

Mobile Check Deposit

Our app’s convenient remote deposit feature enables you to securely deposit checks into your account at any time and from anywhere. Say goodbye to the hassle of visiting a branch; now, with Pine Country Bank’s mobile app, depositing money has never been easier or quicker.

Utilizing the remote deposit feature is simple: just endorse your check with your signature and add “For Mobile Deposit to PCB Acct #XXXX”. Then, snap a photo using your mobile device, and voila! Your deposit is processed instantly. It’s like magic – turning their money into yours in no time.

Please be aware that a nominal $0.50 fee applies to each deposited item, and funds will be available for withdrawal no later than the next business day. This convenient service is compatible with various mobile devices equipped with a 2.0+ megapixel camera.

To activate the Mobile Deposit feature on the Mobile Banking app contact the bank at 320-584-5522.

Questions? Visit our FAQ section or contact us and we’ll be happy to help.

Consumer Online and Mobile Banking

Banking with Pine Country Bank has never been easier or more convenient. Our mobile app has all the same features as any national chain but comes backed by a local team whose members are personally invested in your financial security.

Our mobile banking solutions allow you to deposit checks, pay bills, transfer money, check your balance, access your account information, and much more quickly and safely. Just download our mobile app for on-the-go banking or access your account on the web browser of any internet-connected device in the world. (Pine Country Bank clients must enroll before taking advantage of our online and mobile banking features.)

Get Started Today

  1. Sign in to On-Line Banking on your computer
  2. Click “Profile” on top right
  3. Click “Enroll Now” or “Manage Devices”
  4. Follow instructions to complete “Mobile Banking” features

Download the Pine Country Bank app to:

  • Pay bills
  • View checks
  • Mobile deposit
  • View account balances
  • Transfer between accounts

Video Resources



Mobile Banking Video



Alerts for Online Banking Video



Online Banking Video



Alerts for Mobile Banking Video



Mobile Deposit Video



eStatements Video



Online Bill Pay Video



Zelle® Video

Business Online and Mobile Banking

With online and mobile business banking by Pine Country Bank, you’ll stay in full control over your company’s finances whether you’re in the office, on the go, or at the site of your current project. Just download our app and sign up to view checks, deposits, and up-to-date account balances, as well as transfer funds between accounts. (Pine Country Bank clients must enroll before taking advantage of our online and mobile banking features.)

Get Started Today

  1. Sign in to On-Line Banking on your computer
  2. Click “Profile” on top right
  3. Click “Enroll Now” or “Manage Devices”
  4. Follow instructions to complete “Mobile Banking” features

Download the Pine Country Bank app to:

  • Pay bills
  • View checks
  • Mobile deposit
  • View account balances
  • Transfer between accounts

Video Resources















Positive Pay Video

Online and Mobile Banking FAQs

What is my User Name?

The system will prompt you to create a user name of your choosing.

My User Name isn't working.

If you have not accessed your account online within the last 90 days, the system purges your record. Contact your local branch to be reset. User names are case-sensitive.

What is my password?

The system will prompt you to select a password of your choosing during the enrollment process.

How often do I need to change my Password?
A password change is required every 90 days.
What is the password requirement?

At least (1) upper case, (1) lower case, (1) number, (1) symbol, a minimal of 9 characters and no more than 17 characters.

How many failed attempts do I get before my account is locked?
Three failed attempts will lock your account. Contact your local branch to be unlocked.
I can’t remember my password.
Click the “Forgot Password” link below the password box. A reminder of your password is emailed to the email account you provided.

Contact your local branch to be reset. Pine Country Bank staff will not have access to your password.

What if I can't remember my security questions?
Contact your local branch to have the security questions reset. Pine Country Bank staff will not have access to those answers.
Where do I find what the answers are to my security questions?
Once you are logged in, click the Profile tab to view your answers.
I want to sign up for eStatements but accidentally declined.
Once you are logged in, click the Profile tab to enroll in e-statements.
I signed up to receive eStatements but would like paper statements again.

Contact your local branch to revert to a paper statement or email estatements@pinecountrybank.com
(do not disclose your full account number).

When asked to enroll in Mobile Banking I clicked on ‘ask me later’ or ‘decline’, but now I want to sign up for mobile banking.

Once you are logged in to your online banking account, click the Profile tab to enroll, then Select Manage Device(s). Select the best option for you (Text, Mobile Browser or Downloadable App).

I changed my phone and/or phone number and now the app doesn't work.
Each phone needs to be registered. Once you are logged in, click on the Profile tab then select Manage Device(s). Add a new device and update the information. You will receive a text message with a code to register the phone.
What is the Profile tab for in the Mobile Banking platform?
Manage your email addresses, passwords, security questions, enroll in e-statements, enroll in Mobile Banking and nickname your accounts.
What is Mobile Deposit and how does it work?

Mobile Deposit allows you to deposit a check into your checking or savings account from your mobile phone. Simply endorse your check with your signature and writing, “For Mobile Deposit To PCB Acct #XXXX” and take a front and back picture of the check with a camera-enabled smartphone.

How do I enroll for Mobile Deposit?

The process is simple! To activate the Mobile Deposit feature contact the bank at 320-584-5522.

Is there any limit to the dollar amount of the check and per day limits?
$5000.00 per check and $5000.00 per day.
What kind of Mobile device will work for Mobile Deposit?

Many types of mobile devices are compatible with our mobile app. A 2.0+ megapixel camera is required.

Is there a fee for Mobile Deposit?
Yes, $0.50 per check that will be billed at the end of the month.
Will I be charged from my mobile provider?
Your standard mobile data charges may apply.
Do I need to bring the check to the bank after I submit it for deposit using the mobile deposit feature?
No, do not bring the check into the bank after you submit the deposit. We recommend that you keep the check for 30 days or until your monthly statement to confirm the deposit. Then destroy the check by shredding.
Will I be able to view checks that have been deposited?
Yes, the checks will be viewable to you for 30 days.

 Your Hometown Bank

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740

Rice

750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200

Royalton

412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522

Telebanc

(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number

091915751

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