FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Fraud Alert: Pine Country Bank has received reports of fraudulent phone calls from individuals posing as bank employees from our Fraud Department who state they are calling about altered checks. They claim to have account numbers and ask the customer to confirm them. Pine Country Bank will never call and request your personal or private banking information. If you receive a call like this and have concerns about its legitimacy, please hang up and call one of the Pine Country Bank locations using a number you know to speak with a Pine Country team member.

Personal Checking

Simplify Your Checking

At Pine Country Bank, we understand that everyone’s financial needs are unique. That’s why we offer three distinct personal checking account options designed to cater to our client’s diverse requirements. Alongside features such as round-the-clock online and mobile banking, online bill payment, complimentary e-statements, and access via Telebanc, we also provide the added convenience of drive-up banking services. With Pine Country Bank, managing your finances has never been easier or more tailored to your preferences.

Debit Card0
Free Online Banking
Free Mobile Banking1
Online Bill Pay2
Free E-Statements
Check Discounts
Interest-Earning Accounts
Minimum Opening Deposit
Minimum Daily Balance
Minimum Average Daily Balance
Monthly Service Fee
Debit Item Fee
Basic Checking*
$25
$0
$0
$0
$0
Evergreen Checking*
$0
$0
$0
$6
$0
Now Checking*
$700
$700
$2500
$5 Waived if either minimum balance requirement is met
20¢ fee/debit transaction

*A $25.00 fee may apply if your account is closed within 6 months of the opening date.
0 One-time or monthly fees may apply.
1 Your mobile carrier’s text messaging and web access charges may apply.
2 First 10 transactions are free per monthly anniversary date. Additional bill pay transactions are 50¢ each.

We provide the added convenience of easy check reordering.

  • Basic Checking
    No monthly service fee. No minimum account balance. Just what you need.
  • Evergreen Checking
    Includes all features of our Basic Checking, plus check discounts for a low monthly fee.
  • Now Checking
    Features three available tiers of competitive interest; monthly fee is waived so long as balance requirements are met.

Your Hometown Bank in Little Falls

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740

Rice

750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200

Royalton

412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522

Sauk Centre

423 Main Street South
P.O. Box 266
Sauk Centre, MN 56378
(320) 352-5771

Telebanc

(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number

091915751

NMLS Number

412657

Follow