Personal Debit & Credit Cards

Y ou have options when it comes to personal debit and credit cards. Rather than entrust such an important aspect of your finances to a national chain that doesn’t know you (and doesn’t care to), count on your neighbors at Pine Country Bank to help you make the best decisions for your financial needs. We’ll ensure that your card works for you – never the other way around.

Debit Cards

If a debit card is issued by Pine Country Bank, then it is accepted worldwide. All of our Visa® debit cards feature secure point of sale, ATM withdrawal, balance inquiry, and account transfer.

  • Visa Point of Sale Debit Purchases
    Use your debit card at any merchant and for online purchases
  • Visa ATM/Debit
    Receive easy access to your accounts with no monthly fee (ATM/transaction fees may apply).
  • Visa Health Savings Account (HSA)
    Enjoy instant access to your HSA, right at your fingertips.

    Credit Cards

    Different people have different needs for their credit cards. Do you want to receive cashback? Use reward points for travel or shopping? Or simply benefit from the lowest possible interest rate? No matter your personal needs, Pine Country Bank offers the credit card that works best for you. Our partnership with Elan Financial Services gives our clients free access to multiple options from Visa®.

    Fraud, Lost or Stolen Cards

    Do you believe your debit card is lost or stolen? Please contact any of our locations in Little Falls, Rice or Royalton, MN right away. To reach us after hours, call Fiserv at (800) 472-3272 and select option #2.

     Your Hometown Bank

    Little Falls

    1201 First Avenue NE
    P.O. Box 528
    Little Falls, MN 56345
    (320) 632-9740


    750 County Road 21
    PO Box 197
    Rice, MN 56367
    (320) 393-4200


    412 North Highway 10
    P.O. Box 25
    Royalton, MN 56373
    (320) 584-5522


    (877) 584-5858
    24-hour banking from any touch-tone phone

    Routing Number