Personal Loans

You deserve a hometown banking partner that truly understands your personal financial goals. Whether you’re buying a new car, financing a home remodel, or planning a dream vacation, Pine Country Bank is here to provide the loan product that best suits your unique needs.

Personalized service.
Competitive interest rates.

A broad range of terms that fit your budget. Pine Country Bank ensures all of these, as well as quick decisions at whichever of our three locations you choose to apply with. Trust us to tailor the ideal personal loan, no matter its purpose!

Term Loans

  • Boats
  • Automobiles
  • Motorcycles
  • Recreational vehicles
  • Other loan options available

Home Loans

  • Construction loans
  • In-house real estate loans
  • Property acquisition loans
  • Home improvement loans
  • First-time homebuyer loans
  • Secondary market residential real estate loans

Personal Lines of Credit

  • Home equity line of credit (HELOC)
  • Instant overdraft protection (“Loan-O-Matic”)

All loans subject to credit approval and compliance with underwriting standards. For more information on personal loans, please contact one of our personal loan officers.

Meet Our Lenders

Our personal loan officers share decades of experience sourcing the ideal products for our client’s unique financial needs. We welcome you to contact us today to book a consultation with a local loan expert.
Doug Dahlberg

Loan Officer
Little Falls Branch

Andrew Geisenhof

Loan Officer/Credit Manager
Royalton Branch

Bailey Van Beck

Rice Branch

Courtney Petron

Residential Real Estate and Consumer Lender
Little Falls
NMLS ID 2429408

 Your Hometown Bank

Little Falls

1201 First Avenue NE
P.O. Box 528
Little Falls, MN 56345
(320) 632-9740


750 County Road 21
PO Box 197
Rice, MN 56367
(320) 393-4200


412 North Highway 10
P.O. Box 25
Royalton, MN 56373
(320) 584-5522


(877) 584-5858
24-hour banking from any touch-tone phone

Routing Number