Privacy Policy

Facts

What does Pine Country Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and checking account information
• Payment history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PINE COUNTRY BANK chooses to share; and whether you can limit this sharing.

Questions?

Call 320-584-5522 or go to www.pinecountrybank.com

Who we are

Who is providing this notice?

Pine Country Bank

What we do

How does PINE COUNTRY BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PINE COUNTRY BANK collect my personal information?

We collect your personal information, for example, when you

• Open an account or apply for a loan
• Give us your income information or show us your government-issued ID
• Pay your bills

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• PINE COUNTRY BANK does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• PINE COUNTRY BANK does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• PINE COUNTRY BANK doesn’t jointly market.